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Deposit Rates

Savings and checking accounts with flexible terms and more.

Savings and Checking Accounts

Effective Date: Tuesday, March 19, 2024

Checking Rates

AccountRateAPY*
Savings Account0.25%0.25%
Above Checking0.10%0.10%
Beyond Checking
Bonus rate** (Balances up to $15,000.00)2.72%2.75%
2nd Tier rate** (Balances over $15,000.00)0.25%0.25%
Base rate** (if requirements** are NOT met)0.10%0.10%

*APY = Annual Percentage Yield.

**Bonus rate requirements per qualification cycle: receive e*statements, one (1) direct deposit or ACH, and 15 debit card transactions.

Money Market

Effective Date: Tuesday, March 19, 2024

Money Market

AmountRate

APYT

$0.00 - $999.000.00%0.00%
$1,000 - $9,999.990.50%0.50%
$10,000 - $24,999.990.60%0.60%
$25,000 - $49,999.990.70%0.70%
$50,000 - $99,999.990.80%0.80%
$100,000+0.90%0.90%

 APYT = Annual Percentage Yield.

Bump Rate 30 Month Certificate

Effective Date: Tuesday, March 19, 2024

Bump Rate Certificate Special

TermRate

APYT

30 month2.97%3.01%

$500 Minimum deposit. The Bump Rate Option allows a member to choose to “bump” their rate one time for the 30 month Share Certificate, if the current rate being offered is higher. Contact Azura Credit Union to activate the bump rate. Each 30 month term has one bump available. The 30 month Bump Rate Share Certificate will automatically renew as another 30 month Bump Rate Share Certificate, unless changes are made during the grace period. Early withdrawal penalty will reduce earnings on the account. IRA funds are eligible.

*APY = Annual Percentage Yield.

18 Month Certificate Special

Effective Date: Tuesday, March 19, 2024

18 Month Certificate Special

TermRate

APYT

18 month2.60%2.63%

$500 Minimum deposit. Early withdrawal penalty will reduce earnings on the account. IRA funds are eligible.

T APY = Annual Percentage Yield.

Certificates

Effective Date: Tuesday, March 19, 2024

Certificates

TermRate

APYT

6 month0.75%0.75%
12 month1.50%1.51%
24 month1.90%1.92%
36 month2.25%2.27%
48 month2.50%2.53%
60 month2.75%2.79%

$500 minimum to open a Share Certificate

T APY = Annual Percentage Yield.

IRA

Effective Date: Tuesday, March 19, 2024

IRA

TypeRate

APYT

Share Account0.75%0.75%

Balances over $100 earn dividends

APYT = Annual Percentage Yield.

IRA Certificate Rates

Certificates

Certificates

TermRate

APYT

6 month0.75%0.75%
12 month1.50%1.51%
24 month1.90%1.92%
36 month2.25%2.27%
48 month2.50%2.53%
60 month2.75%2.79%

Health Savings Account (HSA)

Effective Date: Tuesday, March 19, 2024

Balances over $100 earn dividends

*APY = Annual Percentage Yield.

Membership Benefits

At Azura, we are dedicated to innovative banking solutions. We give our members awesome benefits because we know when they succeed, the communities we serve succeed.